Terms of service

By using Mortgage Guide you are using an educational website, not opening a lending relationship.

Calculators apply the formulas and assumptions described on each page to the numbers you enter. Results can differ from a lender’s loan estimate because of rounding, mortgage insurance, taxes, fees, credit, and program rules. Do not treat a result as a commitment to lend or as financial, tax, or legal advice.

You may not use the site to break the law, to overload it, or to present our pages as your own loan offer. The guides and calculators are owned by the site operator except where a public source is cited.

The site is provided as available. To the extent the law allows, the operator is not liable for decisions you make after reading an estimate. Some jurisdictions do not allow certain limitations, and those limits apply only as far as they are allowed.

Questions: hello@mortgageguide.tools. Updated October 2026.